Before we discuss the TAJ Bank USSD code, let’s learn more about the bank itself. TAJ Bank Ltd. is a non-interest Islamic bank in Nigeria, headquartered in The Federal Capital Territory.
To meet its customers’ banking needs, TAJ Bank offers a USSD code banking option that allows customers to transfer funds, buy airtime, and perform other banking transactions using their mobile phones.
This guide explores the USSD code for TAJ Bank and how it works for airtime, transfers and other mobile banking options.
Table of contents
What is the TAJ Bank USSD Code?
The TAJBank USSD code for mobile banking in Nigeria is *898#.
The TAJBank USSD code is a mobile banking code created by TAJ Bank to make banking easier and more readily accessible to its customers, even on the go.
Using the TAJ USSD code, customers can top up on airtime and mobile data, transfer money to a TAJ Bank account or other banks in Nigeria, open a TAJ Bank account, and more.
Features of TAJBank USSD Code
Before you start banking using TAJBank USSD, it is important to know how the service works.
Below are some common features of the USSD code for TAJ Bank:
- TAJ Bank USSD code only works for existing customers of TAJ Bank
- Your TAJ Bank account must be active and free from outstanding debts
- You must register for TAJBank USSD service before you can access it
- The mobile number used to register for TAJBank USSD must be linked to your active TAJ Bank account.
- If you have more than one TAJ Bank account linked to the same number, select one account to be charged for all your TAJBank USSD transactions. Otherwise, you can register multiple accounts with different mobile numbers (which must correspond with the respective numbers you use to open each account).
- For swift transactions, your mobile network must be fast and stable.
- You do not need mobile data to access this service
- Mobile network and/or bank service charges may apply
Also read: Zenith Bank USSD Code for Airtime, Transfer, & Mobile Banking
List of TAJ Bank USSD Codes
Below is a comprehensive list of all TAJ USSD codes for each transaction:
| Transaction Option | TAJ USSD Code |
| Start | *898# |
| Transfer | *898*Account Number*Amount# |
| Airtime or data (self) | *898*Amount# |
| Airtime or data (others) | *898*Beneficiary Phone Number*Amount# |
| Check bank account balance | *898*0# |
| Pay a biller | *898*Merchant ID*Amount# |
| Open a TAJ Bank account | *898# |
| TAJ Bank loans | *898*1# |
| Block TAJBank USSD code service | *898*2# |
| Unblock TAJBank USSD code service | *898*3# |
TAJ Bank USSD Code Usage
To use the TAJBank USSD code, you must have an active account with TAJ Bank.
The code is available to TAJ bank customers only.
TAJ USSD code can be used for inter-bank or intra-bank transfers, airtime or data top-ups, and other forms of mobile banking.
Also read: PalmPay USSD Code for Airtime, Transfer, & Mobile Banking
How to Activate TAJBank USSD Code
To activate the TAJBank USSD code, you need the following:
- An active TAJ Bank account
- An active Nigerian phone number linked to your active TAJ Bank account
- No outstanding debts on your TAJ Bank account(s)
- A stable mobile network
If you have more than one account with TAJ Bank, it is advisable to ensure that the account linked to your USSD mobile banking is the one from which you would like all transaction debits to be made.
To do this, register for USSD service using the mobile number linked to your preferred account. Or you can visit a TAJ Bank branch to clarify the details further.
Once you have the requirements listed above, follow these steps to activate the USSD code:
- Dial *898#
- Click “Register” on the menu
- Enter your TAJBank account number. If you have multiple accounts with TAJ Bank, carefully select the account you would prefer to link to your USSD banking
- Create a Personal Identification Number (PIN)
- Confirm your PIN
- Start enjoying TAJBank USSD code to meet your various banking needs.
Also read: Ecobank USSD Code for Airtime, Transfer, & Mobile Banking
What is TAJ USSD Code For Transfer?
Transfer of funds is one of the most common banking needs that customers meet through the USSD code for TAJ Bank.
Customers find it convenient to send money to a TAJ bank account or any other bank in Nigeria without mobile data, documentation or the stress of physical banking.
The direct TAJ USSD Code For transfer of funds from your TAJ account to other banks is *898*Account Number*Amount#. Follow these steps to achieve your desired result:
- Dial *770*Account number*Amount# using the mobile number linked to your TAJ Bank account
- Choose the recipient’s bank from the options provided
- Verify the recipient’s account name
- Enter the amount you wish to transfer
- Enter the PIN for your TAJBank USSD code to complete the transaction.
To transfer funds from your TAJ Bank account to another TAJ Bank account, follow the steps below:
- Dial *898# using the mobile number linked to your TAJ bank account
- Click on “Transfer”
- Enter the amount you want to transfer
- Enter the recipient’s account number
- Enter the PIN for your TAJBank USSD code to complete the transaction.
Also read: FCMB USSD Code for Airtime, Transfer, & Mobile Banking
TAJBank USSD Code for Airtime
Buying airtime or mobile data via TAJ USSD code is a simple and fast way to recharge your line.
Rather than stepping out in the sun just to top up your line, you can do it from the comfort of your home with TAJ USSD code.
Note that you do not need mobile data to access this service. So it’s best for those days when you suddenly run out of data.
You can recharge airtime or data for yourself or a loved one with the USSD code for TAJ Bank.
To recharge on the mobile number linked to your TAJ Bank account, dial *898*Amount#. To recharge on another line, dial *898*BeneficiaryPhone number*Amount#.
How to Borrow Money from TAJ Bank with USSD Code
TAJ Bank offers a fast loan service that can be accessed through its USSD code.
To apply for this fast loan option, dial *898*3# using the mobile number linked to your TAJ bank account and follow the instructions as prompted.
Also read: UBA USSD Code for Airtime, Transfer, & Mobile Banking
How to Block TAJ USSD Code
TAJ Bank has put in place security measures to guarantee that customers’ accounts are always safe.
If your phone goes missing or you notice suspicious activities, there is a USSD option to block the service. Follow the steps below:
- Dial *898*911# from the phone number you use to access TAJ Bank USSD service
- Enter your TAJ USSD PIN
- Confirm the action
Not that this action only blocks the TAJ USSD service; it does not block your TAJ Bank account
How to Unblock TAJ Bank USSD Code
To unblock TAJ Bank USSD service, follow the steps below:
- Dial *898*912# from the phone number you use to access TAJ Bank USSD service
- Enter your TAJ USSD PIN
- Confirm the action
Note that this only applies if you have previously blocked the service.
If you have not blocked TAJ USSD service and you are unable to access your USSD banking, contact their customer service at: 09087937417. You can also send them an email via tajconnect@tajbank.com
Also read: Full LIst of Opay USSD Codes & How to Use Them 2025
Advantages of TAJ Bank USSD Code
The USSD Code for TAJ Bank comes with ease and several other advantages that are too good to resist.
Some of the advantages of using the USSD service for your various transactions include:
- You can perform various transactions with the TAJ USSD code, including requesting fast loans
- It is fast; with a stable mobile network, it takes an average of 20 seconds to complete any transaction using the USSD service.
- You can access the USSD service from anywhere.
- You do not need mobile data to access services via TAJ Bank USSD code
- It is accessible 24/7, and it is also very easy to navigate
Frequently Asked Questions
The USSD code for TAJ Bank is *898#
The Direct USSD Code for TAJ Bank transfer to other banks in Nigeria is *898*AccountNumber*Amount#. The USSD Code for TAJ Bank transfer to another TAJ Bank account is *898#.
To check your TAJ Bank account balance using TAJBank USSD code, dial *898# with the mobile number linked to that account. Ensure that the number has been registered for USSD banking. Enter your USSD banking PIN when prompted and wait for your account balance to pop up.
Conclusion: More Banking Options with TAJBank USSD Code
TAJBank has given its customers a convenient way of banking with its TAJBank USSD code service.
The services available to customers via TAJBank USSD code service are not limited. It’s just as good as walking into a TAJ bank. From as little as recharging your line, to as much as requesting a loan, there is so much to explore on the USSD code for TAJ Bank.
So register for TAJBank USSD code service by following the procedure outlined in this article, and start making seamless transactions from anywhere in the world.
USSD codes for other banks in Nigeria? Visit our blog homepage to learn more. For seamless access to other interesting reads, follow us on X or Twitter, @SiliconAfriTech.
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References
- https://teezabtech.com – TAJ Bank Transfer Code for 2025 – List of TAJ Bank USSD Code
- www.legit.ng – TAJBank USSD code: How to Transfer Funds or Check Your Balance
